Twelve-Month Academic Year
2012-13 low and moderate living expense budgets
This table shows living expense costs by region and metropolitan area over a 12-month period. Both a moderate and a low budget are provided. The budgets reflect increases in the Consumer Price Index (calculated by the U.S. Bureau of Labor Statistics) of 1.015 percent for 2010, and an estimated adjustment of 1.013 percent for 2011.
The budgets are developed based on data from the most recent Consumer Expenditure Survey (CES) and the Indexes of Comparative Costs, both produced by the U.S. Department of Labor's Bureau of Labor Statistics. Budget regions correspond to the metropolitan statistical areas (MSAs) defined by the U.S. Office of Management and Budget. The CES sample changes about every 10 years, which changes the MSAs for which indexes can be developed. There were 28 MSAs for the period from 1996 to 2004, but that number dropped to 24 for 2005. Therefore, the regional tables of the living expense budget now reflect only 24 MSAs. Also, since a factor could not be established for every region of the country, no region is adjusted by a value of less than 1.0.
| Moderate 12-Month Budget | Low 12-Month Budget | |
|---|---|---|
| United States | $ 23,470 | $ 15,720 |
| Northeast: | ||
| Boston–Cambridge–Quincy, MA–NH | 24,878 | 16,663 |
| New York–Northern New Jersey–Long Island, NY–NJ–PA | 25,817 | 17,292 |
| Philadelphia–Camden–Wilmington, PA–NJ–DE–MD | 24,644 | 16,506 |
| Pittsburgh, PA | 23,470 | 15,720 |
| North Central: | ||
| Chicago–Naperville–Joliet, IL–IN–WI | 24,409 | 16,349 |
| Cleveland–Elyria–Mentor, OH | 23,470 | 15,720 |
| Detroit–Warren–Livonia, MI | 23,001 | 15,406 |
| Minneapolis–St. Paul–Bloomington, MN–WI | 24,174 | 16,192 |
| St. Louis, MO–IL | 23,470 | 15,720 |
| South: | ||
| Atlanta–Sandy Springs–Marietta, GA | 24,174 | 16,192 |
| Baltimore–Towson, MD | 25,348 | 16,978 |
| Dallas–Fort Worth–Arlington, TX | 23,705 | 15,877 |
| Houston–Sugar Land–Baytown, TX | 23,705 | 15,877 |
| Miami–Ft. Lauderdale–Miami Beach, FL | 24,644 | 16,506 |
| Washington–Arlington–Alexandria, DC–VA–MD–WV | 27,460 | 18,392 |
| West: | ||
| Anchorage, AK | 25,348 | 16,978 |
| Denver–Aurora, CO | 23,470 | 15,720 |
| Los Angeles–Long Beach–Santa Ana, CA | 26,286 | 17,606 |
| Phoenix–Mesa–Scottsdale, AZ | 24,644 | 16,506 |
| Portland–Vancouver–Beaverton, OR–WA | 24,409 | 16,349 |
| San Diego–Carlsbad–San Marcos, CA | 26,286 | 17,606 |
| San Francisco–Oakland–Fremont, CA | 27,929 | 18,707 |
| Seattle–Tacoma, WA | 25,348 | 16,978 |
| Honolulu, HI | 25,113 | 16,820 |
Note: These budgets are provided to assist financial aid officers in developing living expense budgets for their independent, off-campus students. The budgets should not be confused with the actual boarding expenses experienced by an on-campus student.